Medicare Supplement policies let you retain Original Medicare while covering costs not paid by Medicare, such as co-pays and deductibles for health care services and hospitalization. You can see any doctor that accepts Medicare and there are usually few if any out-of-pocket expenses. Prescription drug coverage must be purchased separately.
Medicare Advantage plans are a Medicare replacement option that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Premiums are often lower than Medicare Supplements but may have higher cost sharing.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating Medicare approved pharmacies.
Dental Insurance can be an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond.
There are many types of travel insurance and choosing the right plan can be confusing. Becoming familiar with the basic types of plans and the specialized terms will make it easier to compare plans. Your most economical choice for standard traveling is emergency evacuation coverage. You also might need health insurance for trips over sixty days or away from U.S. border areas if you are on Medicare.