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Insurance Broker and Agent
There is no charge to you for our service.
I do not work for an insurance company. I work on your side to find you the best coverage possible and follow through to assure that you get fair prompt service.
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 Medicare Supplement Accredited Advisor

"Nice to know
that I'll be well taken care of.
Thank you
Tom, for your
interest in my
physical welfare.
It is refreshing to know some
one cares about
something besides
making money.
God Bless you
and yours."
Leo Bors-
Phoenix, AZ

Call
800.547.1567
if you would like an agent to assist you

Medicare Supplements
Medicare Supplement policies let you retain Original Medicare while covering costs not paid by Medicare, such as co-pays and deductibles for health care services and hospitalization. You can see any doctor that accepts Medicare and there are usually few if any out-of-pocket expenses. Prescription drug coverage must be purchased separately.
Medicare Advantage
Medicare Advantage plans are a Medicare replacement option that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Premiums are often lower than Medicare Supplements but may have higher cost sharing.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating Medicare approved pharmacies.
Long-Term Care
Long-Term Care insurance provides coverage for many services used by people who have disabilities or chronic (long-lasting) illnesses. This insurance protects the family of the insured by providing them with additional resources to help manage care giving activities. Coverage is usually tax qualified in that benefits are not taxable. This is the most difficult insurance to health qualify for so people should get this insurance as young as possible.
Dental Insurance
Dental Insurance is an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond.
Travel Insurance
There are many types of travel insurance and choosing the right plan can be confusing. Becoming familiar with the basic types of plans and the specialized terms will make it easier to compare plans.
Life Insurance
Life Insurance can be an important part of your estate plan. Final Expense, Term life and Whole life insurance policies are available to help plan for the future.

Health Care Reform

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Interested in growing your own food and becoming more reliant on resources you own and control?
visit me at Camas Permaculture.

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Proud member of the:
  American Association for Long Term Care Insurance National Association of Medicare Supplement Advisors

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