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Rx Co-Pays and Deductibles
Based on the Medicare Benchmark Plan
| Feature |
2006 |
2007 |
2008 |
2009 |
2010 |
| Rx Deductible* |
$250 |
$265 |
$275 |
$295 |
$310 |
|
Initial Coverage Limit
|
$2,250 |
$2,400 |
$2,510 |
$2,700 |
$2,830 |
|
Coverage Gap Ends
|
$3,600 |
$3,850 |
$4,050 |
$4,350 |
$4,550 |
| Coverage Gap |
$1,350 |
$1,450 |
$1,540 |
$1,650 |
$1,720 |
| Benchmark Price |
$32.20 |
$27.35 |
$27.93 |
$30.36 |
$31.94 |
*Not all plans have an Rx
deductible.
Not sure if you want a broker to explain plan
differences and help you enroll. Use this link
to see which plans have the lowest cost for your
medications. Call for help at your convenience.
Find and Compare Prescription Drug Plans in your
area
PRESCRIPTION DRUG
ALERT!!!
Reference based pricing will confuse many
beneficiaries. CMS reports that 90% of all
beneficiaries will see a rate increase in 2009.Medicare Part D is the federal government's
prescription drug program that covers both
brand-name and generic prescription drugs at
participating pharmacies in your area. The
coverage is available to all people eligible for
Medicare, regardless of income and resources,
health status, or current prescription expenses.
Medicare prescription drug coverage provides
protection for people who have very high drug
costs.
Never:
Enroll in a plan without getting an estimate for
your total out of pocket expense for the year!!!
Call or email us with your list of prescription
drugs. We can compare all the plans available to
you in just a few minutes.
We need the name, dose and frequency of the
medications in order to give you a good estimate
of your expenses for the year.
We can also teach you some strategies to help
you stay out of the coverage gap.
We take the guesswork out of sorting through the
plans to make sure that you get the
right plan to lower your total out of pocket
expense for the year. We share all of those
results with you and help you decide which plan
will best meet your needs.
DRUG INFORMATION
$4 Prescription Drugs
$4 prescription drugs are available at most
large box stores, Wal-Mart, Safeway, Kroger/Fred
Meyer/QFC, Target, K-Mart and others now offer a
list of the most commonly prescribed
prescription medications for $4 a month and in
some cases $10 for a 90 day supply. Mostly this
is leveraged off of Wal-Marts list which you can
see here
Wal-Mart Drug List. The price of many of
these drugs is quite a bit higher. By purchasing
medications you can get for about the same price
off of your plan you may delay going into the
donut hole or not go in at all.
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