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"Nice to know
that I'll be well
taken care of.
Thank you
Tom, for your
interest in my
physical
welfare.
It is refreshing to know some
one cares about
something
besides
making money.
God Bless you
and yours."
Leo Bors-
Phoenix, AZ
Call
800.547.1567
if you would like
an agent to assist you
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On this page:
Arizona Rates & Companies
Medigap Facts & Information
Arizona Rates
& Companies (rates may vary by ZIP)*. Showing the top two
companies ranked by price. Companies not listed have a higher price. Since
Medigap plans are standardized by federal law the only difference between the
coverage under each plan is the price.
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United HealthCare
(provides insurance for many non-profit organizations.
We are not allowed to identify some of on our web site by name).
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Aetna
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BlueCross BlueShield of Arizona
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Humana
(credit card payment available)
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SecureHorizons by United HealthCare
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United
Commercial Travelers
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United of Omaha
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United
Teachers Associates Insurance Company
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United
World Life Ins. Co. (Mutual of Omaha)
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Woodmen of the World Assured
Life
These rates show the range of
non-smoker rates from
low to high for each plan and company.
PLAN A
United World Life
Insurance Company
(a Mutual of Omaha company)
$76.70-$124.64 monthly EFT
United of Omaha
$62.65-$100.46
PLAN F
United of Omaha
$90.80-$145.59
Woodmen Assured
Life
$96.01-$133.12
BlueCross BlueShield of Arizona
$120-$276.00 monthly
PLAN F-High Deductible ($2,000 deductible)
Standard Life
$21.95-$29.35 monthly EFT
UniCare PrimeChoice
Area 1 includes ZIP codes beginning with 850, 852-853, 855-857 and 864. Area 2
includes all other ZIP codes in Arizona.
Area 1 $43.00-$102.00
monthly EFT
Area 2 $40.00-$95.00 monthly EFT
Humana
$58.00-$91.00 monthly
PLAN G
United of Omaha
$77.17-$123.76
Woodmen Assured
Life
$82.30-$114.12
United World Life Insurance Company
(a Mutual of Omaha company)
$91.79-168.22 monthly
You may be eligible for a guaranteed issue Medigap plan.
Call for more information.
If you would like information about Medicare Advantage plans let us know. There are Medicare Advantage
plans that provide
excellent coverage
with premiums as low as $0 per month with low co-payments
that include drug
coverage and no network restrictions. This is often a good
choice for people
that are in good health and aren't sure if they will outlive
their savings or income.
Medigap Facts & Information:
Choosing A Medigap Policy: A Guide To Health Insurance For
People With Medicare - 02110. This booklet
contains information on choosing
a Medigap policy to supplement the original Medicare plan. (56 pages). We
can also mail you a copy if you wish.
If you are
interested in learning more about these products please contact us. We recommend that
you keep Original Medicare and get a Medicare Supplement
in areas that have limited coverage, for people that have ongoing health issues,
or people that travel or reside in more than one state.
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Medigap
plans have been standardized by federal and state law. Standardized
plans are designated by the letters A through L.
Standardized means that no
matter who you buy the plan from it will be
the same.
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You can change Medigap plans
at any time if you health qualify. Health
qualify means answer no to a short list of questions and if being treated
for a chronic illness being stable on the same medication for 2 years. We
represent several carriers and can get coverage for 95% of the people that
we help apply for coverage.
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Medigap
plans do not include drug coverage which must be purchased
separately.
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You
have certain rights under Medicare rules to join or rejoin Medigap
plans as a guaranteed issue. Those rights are listed in Section 3 of
“Choosing a Medigap Policy”.
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The
most common plan chosen is Plan F. With a plan F most people will
have no out of pocket expenses other than the premium, and drug coverage
which must be purchased separately. Plan G is a lower priced option chosen
by many people. With Plan G you pay the Part B deductible and 20% of
excess charges. Excess charges of 15% above Medicare’s fee schedule
can only be charged by providers that do not accept Medicare. Since 90%
of providers are Medicare providers this might not ever happen.
*Household discounts and a discount for automatic payment may apply. Rates
are subject to change. Actual rate will be determined upon acceptance
into
the program based on eligibility criteria and your medical conditions, if
applicable. See plan documents for full details. Never cancel other insurance
before receiving acceptance in writing from the carrier.
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