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"Nice to know
that I'll be well taken care of.
Thank you
Tom, for your
interest in my
physical welfare.
It is refreshing to know some
one cares about
something besides
making money.
God Bless you
and yours."
Leo Bors-
Phoenix, AZ
Call
800.547.1567
if you would like an agent to assist you
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Group Health Insurance Over View
It is a challenge for you, the employer, to find
the time to research health insurance products.
Yet, you want to make sure you choose the best,
most affordable plan for your employees. This is
what we specialize in! By providing us basic
information on the census form, we can put
together a comparison of carriers, plans and
options for your employer group.
There are some basic qualifications that must be
met for employer health insurance.
These include:
1- Must have an employee/employer relationship
where taxes are deducted from pay (in most
cases, part-time and temporary employees are not
eligible)
2- Employer must agree to pay a certain portion
of the premium for the employees
3- Participation requirements that indicate the
number of employees who must take the insurance
based on the number of eligible employees who
must take the insurance based on the number of
eligible employees in the employer group.
(numbers differ on the size if the group)
Most carriers allow employees covered through a
spouse's group plan to be eliminated from a
number of eligible employees.
We represent every carrier in the states we
are active in. With your help we can customize
quotes to meet your needs. |
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more information first? There is never any
obligation.
Send us a request for more information. We need the age and zip
code for every person to be insured.
Download:
MS Word
fillable census-fill and email
Acrobat
PDF census-print and fax |
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Health Savings Accounts:
2007 saw further enhancements to tax advantaged savings accounts for
health care. Businesses
and individuals alike will receive enhanced
benefits under these plans, including easing the way
to switching from
traditional IRC §125 & §105 plans to High Deductible Health Plans that
have
an HSA component. See this comparison
chart to see enhancements made in 2007 and see the
IRS publications
below for more details.
IRS Publication 502 2006: Medical and Dental
Expenses
IRS Publication 969 2006: Health Savings Accounts and
other Tax-Favored Health Plans |
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