Medicare Prescription Drug Plans
Starting in 2011 you may pay an additional premium amount based on your income. See page 134 of "Medicare and You".
Rx Co-Pays and Deductibles Based on the Medicare Benchmark Plan
Initial Coverage Limit
Coverage Gap Ends
*Not all plans have an Rx deductible. **Varies
In addition to the plan premium you might also
be required to pay an Income Related Monthly
(IRMA) which is a means tested
additional premium depending on your income. If
you are paying an additional amount for your Part
B coverage then you can also expect to be assessed
additional premiums for Part D coverage. For more
Medicare Premiums: Rules For Higher-Income
Not sure if you want a broker to explain plan differences and help you enroll. Use this link to see which plans have the lowest cost for your medications. Call for help at your convenience.
Find and Compare Prescription Drug Plans in your area
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. The coverage is available to all people eligible for Medicare, regardless of income and resources, health status, or current prescription expenses. Medicare prescription drug coverage provides protection for people who have very high drug costs.
Enroll in a plan without getting an estimate for your total out of pocket expense for the year!!! Call or email us with your list of prescription drugs. We can compare all the plans available to you in just a few minutes.
We need the name, dose and frequency of the medications in order to give you a good estimate of your expenses for the year.
We can also teach you some strategies to help you stay out of the coverage gap.
We take the guesswork out of sorting through the plans to make sure that you get the right plan to lower your total out of pocket expense for the year. We share all of those results with you and help you decide which plan will best meet your needs.
(How to save money on your prescription
$4 Prescription Drugs
The United States allows companies to
maintain patents on prescription medications far
longer than any other country. This is just one
of the ways that the government creates a
regressive tax base that punishes the poor and
middle class to maintain a bloated government.
Subsidies for programs like the Medicare
Prescription Drug program are unfunded and
amount to corporate welfare since the laws
artificially inflate the cost of medications on
one hand and on the other create a program that
radically increases the market size of people
that are buying those medications. One of the
ways to work around this corruption is to know
where to shop. $4 prescription drugs are available at most large box stores, Wal-Mart, Safeway, Kroger/Fred Meyer/QFC, Target, K-Mart and others now offer a list of the most commonly prescribed prescription medications for $4 a month and in some cases $10 for a 90 day supply. Mostly this is leveraged off of Wal-Mart's list which you can see here Wal-Mart Drug List.
The price of many of these drugs my be quite a bit higher,
although some are actually lower. By purchasing medications you can get for about the same price off of your plan you may delay going into the donut hole or not go in at all.