Critical Care & Stroke

Other supplemental insurance like cancer insurance is not considered creditable and should not take the place of either Medicare or a Qualified Health Plan as defined by the IRS. This class of accident insurance are usually also described as "indemnity" plans. If an event described in your contract occurs then the company pays the claim according to the amounts in the contract schedule. You may have more than one of this type of plan and they will al

Two types of plans

Lump sum plans will pay out all at once for a covered event.
Fixed benefit plans are a bit more complex and may pay out different amounts depending on the diagnoses.

Cancer is one of a number of critical illnesses that often has ongoing treatment and costs. Please note that many of the details of the plans discussed in the video playlist below are no longer legal such as limited benefit plans and excluding someone from coverage because of a pre-existing health condition. However, even though health insurance will cover most of your costs, it won't cover many of the non-medical costs associated with receiving care repeatedly over time.

A stroke is a brain attack. Learn what to look for.

You Have Insurance Choices

Cancer Care
Cancer can get very complicated and expensive. Build a plan to meet your needs.
Stroke Care
If you have a stroke your life is going to change. Know the signs of stroke and what the co-morbidites are. Use that information to plan ahead. Use insurance to fill in the gaps.
Hospital Indemnity
Get a cash payout to cover the high cost of hospitalizaton and recovery.
Final Expense
Afraid you will leave a burden for others? How long would it take you to save the same amount of money in the benefit table at the premium payment amount?